As a mandatary of the Québec education savings incentive (QESI), you can correct information in accepted transactions and rejected transactions. Only you can send transactions for these contracts. We cannot send transactions for a contract that you hold. 

Correcting data in a rejected transaction

After a production cycle, an error report (RT12) (.err) may be sent to you. It specifies the rejected transactions and their error codes.

To correct the incorrect data, you simply need to return an original transaction in a new file with the corrected information.

Correcting data in an accepted but incorrect transaction

If you find that a transaction is incorrect after we've accepted it, even though it complies with the standards, you can cancel or correct it.

How to cancel a transaction

If you want to cancel a type 02, 03, 04, 05 or 06 transaction, send us the same transaction, but change the following fields:

• Version code of transaction: change the version code to 1
• Identifier (ID) of transaction: enter a new unique transaction number (ID)
• Identifier (ID) of transaction to cancel or correct:
  • Enter the ID of the transaction to cancel for transactions sent after November 2016.
  • Leave this field blank for transactions with no transaction ID that were sent before December 2016.

Once you cancel a transaction, you can no longer correct it. You'll have to make a new original transaction.

How to correct a transaction

If you want to correct a type 02, 03, 04, 05 or 06 transaction, send us the same transaction, but change the following fields:

• Version code of transaction: change the version code to 2, then correct the incorrect information (if it's in a field that can be corrected)
• Identifier (ID) of transaction: enter a new unique transaction number (ID)
• Identifier (ID) of transaction to cancel or correct:
  • Enter the ID of the transaction to correct for transactions sent after November 2016.
  • Leave this field blank for transactions with no transaction ID that were sent before December 2016.

If you need to recorrect a transaction that was already corrected, enter the ID of the last corrected and accepted transaction in the "Identifier (ID) of transaction to cancel or correct" field.

If, within the same production cycle, you need to send original, canceled or corrected transactions related to the same contract, you must send them all in a single file.

Correcting beneficiary information

If you need to change certain beneficiary information (social insurance number, last name, first name, gender, address, month or day of birth), you do not have to send a corrected transaction. Since this information has no effect on the QESI amount granted, you must only include the new information in the next transaction you send us.

However, to modify the beneficiary's year of birth, you must send a corrected transaction. This information could have an effect on the QESI amount granted.

Correcting information when a beneficiary or subscriber dies

The death of a beneficiary or subscriber can have financial consequences on the QESI paid into the contract.

Beneficiary's death

A beneficiary's death has no impact on the QESI amount paid into the contract, so you don't have to send us a transaction.

However, a special tax could apply if one of these events occurs:

• The beneficiary is replaced by someone who is not a recognized beneficiary.
• Property is transferred from a registered education savings plan (RESP) to an unauthorized RESP.
• A person who is not a sibling of the plan's other beneficiaries becomes a beneficiary when the plan has already received a QESI increase amount.
• An accumulated income payment (AIP) is made.
• The plan is closed by the subscriber.

For a family contract, the QESI amounts accumulated after the annual claims on behalf of the deceased beneficiary may remain in the contract and be used by the other beneficiaries. The $3,600 cumulative limit is also applied when the educational assistance payment is claimed.

Subscriber's death

A person who is not a blood relative of each beneficiary of a family RESP may, upon the death of an original subscriber to that RESP, acquire their rights as a subscriber to the same plan, provided that each beneficiary was related by blood to the plan's original subscriber.

Relationship type “8” (succession) informs us that the original subscriber died and responsibility for the RESP was transferred to another subscriber, even if that subscriber is not a blood relative of each plan beneficiary.

Relationship type “8” (succession) can be entered in the “Subscriber's relationship type” attribute name in the Annual application for the QESI (type 02), Replacement of a beneficiary (type 03) and Inter-plan transfer (type 04) transactions.

Relationship type “8” (succession) can also be entered in the “Primary caregiver's relationship type” attribute name in a type 02 transaction.