If you have an account at a financial institution with an establishment in Canada, we can deposit the following into it:

• income tax refunds
• payments under social programs, such as the shelter allowance
• benefits and other tax-related payments

You can register for direct deposit or change your account information in any of the following ways:

• Use My Account for individuals.
• Register online through your financial institution (if your financial institution offers this service). 
• Enclose a void cheque with your name and social insurance number on it with your income tax return.
• Complete a Request for Direct Deposit (form LM-3-V).

If you are filing your income tax return online, you must provide the following information:

• the branch number of your financial institution
• the financial institution number
• your account number

You can also view your direct deposit information in My Account for individuals.

Direct deposit makes sense because it eliminates the risk of cheques being lost or stolen and guarantees that you will receive the following, even if there is a postal strike or if you are sick or away from home:

• your income tax refund
• your payments of the solidarity tax credit
• your advance payments of the tax credit for childcare expenses
• your advance payments of the tax credits respecting the work premium (the work premium, the adapted work premium and the supplement to the work premium [for former recipients of last-resort financial assistance or financial assistance under the Aim for Emplyment Program]) 
• your advance payments of the tax credit for home-support services for seniors
• your advance payments of the tax credit for caregivers
• your advance payment of the tax credit for the treatment of infertility
• any other tax-related payments

Your direct deposit registration will remain in effect until you request that we cancel it in writing or by telephone. However, if you are entitled to the solidarity tax credit, you must be registered for direct deposit to receive it.