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Direct Deposit

To register for direct deposit, you must have an account at a financial institution with an establishment in Canada.

Once you're registered, we can deposit the following:

  • refunds or other tax-related payments
  • payments under social programs, such as the shelter allowance
  • benefits or advance payments
  • support payments

Registering for direct deposit

There are a number of ways you can register for direct deposit.

My Account for individuals

My Account for individuals is a fast and easy way to register for direct deposit.

Click your name or the icon in the menu to start the process. This is where you can also modify your banking information.

Other ways to register

You can also:

  • Use your financial institution's online registration service (if offered). 
  • Complete form LM-3-V, Request for Direct Deposit.
  • Register when you file your income tax return.

You can also use these methods to change your banking information.

Note Changing account or financial institution, or cancelling direct deposit
  • If you change your direct deposit account or financial institution, wait until a payment is deposited in your new account before closing your old account. This will prevent payment interruptions. 
  • You'll remain registered for direct deposit until you ask us in writing or by phone to cancel it. Note that you must be registered for direct deposit to receive some tax credits.
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The benefits of direct deposit

Direct deposit makes sense because it eliminates the risk of cheques being lost or stolen and guarantees that you will receive the following, even if there is a postal strike or if you are sick or away from home:


You must be registered for direct deposit to receive the solidarity tax credit and advance payments of some tax credits.

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