Direct Deposit of Your Refund
If you have an account at a financial institution with an establishment in Canada, you can register for direct deposit to have us deposit your refund directly into your account when we send your notice of assessment (or sooner, if you request an accelerated refund).
You can register for direct deposit or change your account information in any of the following ways:
- Use the Register for Direct Deposit and the Change Direct Deposit Information online services.
- Register online through your financial institution (if your financial institution offers this service).
- Enclose with your income tax return a blank cheque marked “VOID” on the front and bearing your name and social insurance number.
- Complete a Request for Direct Deposit (form LM-3.Q-V or LM-3.M-V). If you live closer to Québec City, use form LM-3.Q-V. If you live closer to Montréal, use form LM-3.M-V. The only difference between the two forms is the Revenu Québec office address.
If you are filing your income tax return online, you must provide the following information:
- the branch number of your financial institution
- the financial institution number
- your account number
Direct deposit makes sense because it eliminates the risk of cheques being lost or stolen and guarantees that you will receive the following, even if there is a postal strike or if you are sick or away from home:
- your income tax refund
- your payments of the solidarity tax credit
- your advance payments of the tax credit for childcare expenses
- your advance payments of any tax credits respecting the work premium (the work premium, adapted work premium and supplement to the work premium)
- your advance payments of the tax credit for home-support services for seniors
- your advance payment of the tax credit for the treatment of infertility
- your advance payments of the tax credit for the restoration of a secondary residence
- any other tax-related payments