Multi-Employer Insurance Plan

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A plan providing for the insurance of persons which

  • is applicable by operation of law, the regulations or a government order, to an economic sector, an industry, an activity, or a part of such a sector, industry or activity;
  • is offered jointly by employers that belong to the same economic sector or industry, or that are engaged in the same activity; and
  • is managed by a common administrator.

Insurance plans applicable to employees in the construction industry are multi-employer insurance plans.

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