Multi-Employer Insurance Plan
A plan providing for the insurance of persons which
- is applicable by operation of law, the regulations or a government order, to an economic sector, an industry, an activity, or a part of such a sector, industry or activity;
- is offered jointly by employers that belong to the same economic sector or industry, or that are engaged in the same activity; and
- is managed by a common administrator.
Insurance plans applicable to employees in the construction industry are multi-employer insurance plans.