Home purchase loan

The portion of a debt contracted by an individual for one of the following purposes:

  • to purchase a dwelling or a share of the capital stock of a housing cooperative, where the individual purchases such a share for the sole purpose of obtaining the right to live in a dwelling owned by the cooperative (the dwelling must be occupied either by an individual by virtue of whose office or employment the debt is contracted, or a person related to such an individual, or a specified shareholder of the corporation by virtue of whose services the debt is contracted, or a person related to the shareholder);
  • to repay a debt contracted to purchase such a dwelling or share;
  • to repay a home purchase loan.

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