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Start saving for your kids' education today!

Have you heard about the Québec education savings incentive (QESI)? A refundable tax credit designed to help Québec families save for their children's post-secondary studies, the QESI is paid directly into a registered education savings plan (RESP) and can reach up to $3,600 per child.

Generally speaking, the QESI is equal to 10% of the net contributions made during the year, up to a maximum of $250, plus an additional amount that may be added based on your family income.

Even if you are not related, you can contribute to a child's RESP and have him or her benefit from the QESI. The RESP trustee (or the trustee's mandatary) will file the application with us on your behalf. Simply contact a financial institution or other RESP provider that offers the QESI.

For more information, click Québec Education Savings Incentive.

Happy Education Savings Week!

November 20 – 26 is Education Savings Week, an event meant to raise awareness about the importance of saving for children's education, the advantages of RESPs, government incentives and other benefits.

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