Determination of the Date of Bankruptcy

The date of your bankruptcy depends on the process by which you declare bankruptcy.

A person who declares bankruptcy assigns his or her property and must therefore remit the requisite documents to the official receiver, a government employee appointed under the Bankruptcy and Insolvency Act. The date on which the documents are remitted to the receiver is the date of bankruptcy.

However, when bankruptcy is declared by court order upon the petition of a creditor, the date of the judgment is the date of bankruptcy.

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